If Your Forest Hills Home Is Damaged After A Flood, Our crew Is Here To Help!
When the moisture content reaches above 20% mold growth can occur.
Rescuing Hardwood Floors And Sheetrock After Flood Damage In Forest Hills
One of the emergency services we run is for residents suffering from flooding. Unlike other water-related issues, flooding can be particularly hard on flooring, sheetrock and, if the damage is the result of an internal plumbing issue, ceilings. Due to the excess quantities of moisture we usually find in a flooded property some items must be replaced, others require a concerted effort to restore correctly.
Our services for flood damage in Forest Hills range from full-scale property damages that require temporary relocation to a minor, flood contained to a single room. Either type takes a heavy toll on flooring, particularly for residents with hardwood floors. Without a tested drying strategy, these materials can warp, cup or buckle from prolonged exposure making time a critical factor in the remediation process.
SERVPRO has technicians on call throughout the night for emergencies. We do this because of the risk that prolonged exposure to moisture causes to your homes structural contents and components. Standing water, in particular, can wear varnish on wooden flooring and become absorbed into it. When the moisture content reaches above 20% mold growth can occur.
We can help to restore the moisture content of your flooring to an equilibrium of 12%. We achieve this by placing drying mats on the floor and using suction to draw water from it. Sometimes, careful placing of dehumidifiers can dry the surrounding air causing water absorbed into woods to be drawn out. Once equilibrium is established, your SERVPRO technician can begin sanding out cupping and warping if the damage is not too severe.
Sheetrock is also very susceptible to water since it is a highly porous material. The drying period for large amounts of sheetrock is around 5 to 7 days for a single layer. The time it takes to dry correctly may make sheetrock not worth salvaging, especially if it is double layered. A SERVPRO technician may choose to demolish and replace the sheetrock to be more time efficient.
Exposure to moisture can result in natural materials sustaining permanent damage, contact SERVPRO of Forest Hills at (718) 381-3702.
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Commercial Property Insurance 101: What Is Covered After a Storm and What Isn't?
Asked your insurance agent if you are covered
As a business owner in Kew Gardens, NY, it is essential you understand your commercial property insurance and what emergencies it covers. While there are a lot of situations you are often covered for, there are specific types of disasters and circumstances that will probably not be included. It is important you consider your specific location, needs, and current insurance coverage when considering adding on new policies to your existing plan. While your storm insurance will vary slightly depending on your policy, here is an overview on what most commercial property insurance policies cover after a storm.
Is Storm Damage Covered?
In short, the answer is yes that insurance is typically included in your commercial property insurance policy. Since storm damage can cover a wide variety of emergency types, here are specific situations you can expect to be covered for:
In the situations your business qualifies for coverage, your storm insurance often covers damage that occurs to your building, including the cost of storm damage restoration. Your policy may also cover the contents of the building, including equipment, furniture, and inventory, up to the predetermined dollar limit listed on your policy.
What Damage Isn’t Covered?
Under a standard policy, there are several situations where you will often not be covered. For instance, flood damage isn’t covered, and you will need to check if your policy covers windstorm and hail damage. While some policies automatically include this type of coverage, others require an additional plan. It is also important to note you will not be compensated from insurance for the time you are out of business unless you purchase business interruption coverage. Additionally, your plan will generally only cover damage caused by the storm and will not cover anything thought to be a cause of wear and tear.
An important step in preparing your business for an emergency is to find out what your specific commercial property insurance policy covers. While your storm insurance coverage includes many types of emergencies, not everything is automatically included.
Is the Exterior of Your Commercial Property Ready for a Storm?
Storms can cause extensive damage to the exterior of a commercial property. Depending on the level of commercial insurance coverage held by the building owner, there may be limits on the external portions of the property that are protected. Review your coverage, schedule a building inspection, and perform exterior maintenance on a regular basis. These five steps will help owners prepare the exterior of a commercial property for a storm.
1. Choose exterior doors rated for high wind speeds. Exterior damage quickly becomes interior damage if a door fails. Exterior doors should be tested to stand up to wind loads and the frames should be anchored. Check to make sure these doors have appropriate drainage, flashing, sealant, and tracks. Door failure rapidly raises internal pressure and can cause structural damage.
2. Clear drainage systems. Functional drainage systems prevent water from pooling on the roof or around the foundation of a structure. Clear roof drains, downspouts, and gutters several times a year as part of an exterior maintenance routine.
3. Trim trees. Removing dead or loose branches from nearby trees can limit the extent of storm damage.
4. Secure loose items that may blow away or cause damage. Don't forget about antennas on the roof or potted plants and trash cans on the ground.
5. Anchor outside HVAC equipment. These components should be securely installed on a concrete pad. Depending on the severity of a storm, you may want to use hurricane straps or shut off these systems and cover equipment with a secured tarp.
These five exterior maintenance and storm preparation steps can help owners limit the extent of damage to the exterior of a commercial structure. Keeping your building maintained can pay off during adverse weather events. If the exterior or interior of a commercial property becomes damaged during a storm, contact a restoration company located in Ridgewood,NY.